Hurricane season spans six months—from June 1 through November 30. This year there have been 2 forecasts released with one being an average season and the other an above average season. Regardless of the forecast, you should be prepared in any event. Being prepared for severe weather before bad weather arrives can keep you and your family safe and healthy. Please view the information below for important guidance on securing your family, home and pets in the event of a storm. Take time now to go over your family’s emergency plan and make any changes or updates. Call your insurance agent now to review your coverages and deductibles. Most carriers have special wind and hurricane deductibles. Make sure you know what deductible you have on your policy and that you are prepared for it in the event of a claim. Call one of our offices today and we would be glad to review your current policy with you.
Basic Preparedness Tips:
· Know where to go. If you are ordered to evacuate, know the local hurricane evacuation route(s) to take and have a plan for where you can stay. Contact your local emergency management agency for more information.
· Put together a disaster supply kit, including a flashlight, batteries, cash, first aid supplies, and copies of your critical information if you need to evacuate
· If you are not in an area that is advised to evacuate and you decide to stay in your home, plan for adequate supplies in case you lose power and water for several days and you are not able to leave due to flooding or blocked roads.
· Make a family emergency communication plan. Know how and when to communicate with your family in the event you get separated from one another
· Many communities have text or email alerting systems for emergency notifications. To find out what alerts are available in your area, search the Internet with your town, city, or county name and the word “alerts.”
Preparing Your Home
· Hurricane winds can cause trees and branches to fall, so before hurricane season trim or remove damaged trees and limbs to keep you and your property safe.
· Secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage to your property.
· Reduce property damage by retrofitting to secure and reinforce the roof, windows and doors, including the garage doors.
· Purchase a portable generator or install a generator for use during power outages. Remember to keep generators and other alternate power/heat sources outside, at least 20 feet away from windows and doors and protected from moisture; and NEVER try to power the house wiring by plugging a generator into a wall outlet.
· Consider building a FEMA safe room or ICC 500 storm shelter designed for protection from high-winds and in locations above flooding levels.
When there is no hurricane: Make a hurricane plan
· Know your hurricane risk. Talk to your local emergency management agency.
· Make an emergency plan.
· Build or restock your basic disaster supplies kit, including food and water, a flashlight, batteries, chargers, cash, and first aid supplies.
· Consider buying flood insurance.
· Familiarize yourself with local emergency plans. Know where to go and how to get there should you need to get to higher ground or to evacuate.
· Stay tuned to local wireless emergency alerts, TV, or radio for weather updates, emergency instructions, or evacuation orders.