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Virginia Commercial insurance coverage

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Commercial Insurance in Virginia

Get Coverage for your Virginia Business

In today's world, it is important to think about how to protect your assets, especially if you own a business. At Easley Hedrick Insurance & Financial in Richmond, VA, we will make sure you have the right type of coverage for your business needs in Virginia.

Property and Liability Insurance

This kind of insurance protects your business from any losses resulting from your business procedures. If you own a brick-and-mortar business, then you should investigate property insurance. Property insurance will cover your building and everything inside of it. The Commonwealth of Virginia recommends that businesses insure their building for at least 80% of the total value.

There many types of property insurance including:

  • builder's risk coverage
  • business interruption insurance
  • business interruption insurance
  • glass coverage
  • commercial crimes coverage
  • boiler and machinery insurance
  • fidelity bonds
  • flood insurance
  • earthquake insurance
  • building ordinance coverage

Liability Insurance and Surety Bonds

It is important to ensure that your business is protected from economic loss due to deaths, damages, and injuries caused by your products and services. The types of liability insurance are:

  • commercial general liability
  • owners and contractor’s protective liability
  • directors and officer’s liability insurance
  • surety bonds
  • umbrella liability insurance
  • professional liability insurance

Workers Compensation Insurance

Another type of insurance you must look into for your business is workers compensation. In most cases, if you have employees, you are required by law to have this type of insurance.

Motor Vehicle Insurance

By Virginia law, you must be able to show proof that you will be able to pay for any losses resulting from the use of company vehicles. There are two parts of motor vehicle insurance that you are required to get in Virginia. They are bodily injury and property damage liability, and uninsured or underinsured motorist’s coverage.

Call Easley Hedrick Insurance & Financial in Richmond, VA today to learn more about which kinds of coverage would be most beneficial for your business. Our agents are ready to work with you to build a policy for your business. Contact us for a quote.

We are headquartered in Richmond, VA and serve clients all over in Virginia.


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Servicing States

  • Virginia
  • North Carolina
  • District of Columbia
  • Maryland
  • West Virginia