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Motor Home Insurance in Virginia

Motorhome Protection for Virginia Travelers

If you have a motorhome or recreational vehicle (RV) in Richmond, VA, it is a good idea to get motorhome insurance. Insurance can help protect your motorhome from damage caused by accidents or a fire and can even cover costs if your motorhome is stolen.

Like all vehicles, there are many different types of insurance you can get for a motorhome. However, the state of Virginia requires only minimal insurance coverage. This coverage includes:

  • $25,000 for injuries per person per accident
  • $50,000 for total injuries per accident
  • $20,000 for property damage per accident.

Although only minimal liability insurance is required, there are other types of insurance you can get to protect your motorhome. Easley Hedrick Insurance & Financial can help you customize your insurance policy to fit whatever needs you may have. Let one of our agents assist you in finding the best coverage for you.

Some optional coverages you can choose from are:

  • Comprehensive Insurance : This insurance helps to pay for damage to your motorhome not caused by a collision — for example, a fire or theft.
  • Collision: Pays for repairs or replacement of your motorhome if damaged in an accident.
  • Vacation Liability : This insurance is like standard liability but pays for the cost of bills if someone is injured or damaged property while your motorhome is being used for vacation purposes.
  • Roadside Assistance : Roadside assistance can help in getting your RV back on the road if it breaks down or needs a tire change.

Easley Hedrick Insurance & Financial in Richmond, VA can help you find the best coverage you need for your motorhome. Call us or visit us today to let one of our associates help you get coverage for your motorhome. You can also get a free quote for auto or home policies online using our online rating tool.


We are headquartered in Richmond, VA and serve clients all over in Virginia.

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  • Virginia
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